Employers, whether they provide health insurance to their employees or not, must distribute notices to their employees advising them of the existence of the new state health insurance exchange and the potential availability of subsidies to assist with the purchase of health insurance. The notices are required to be distributed prior to October 1, 2013.
Federal regulators released model notices, copies of which appear below, that employers can provide to employees to satisfy the federal health care reform law notice requirement. Among other things, the notices from the U.S. Department of Labor — one for employers who offer a health plan to some or all employees, and one for employers who do not offer a health plan — explain how exchanges will operate, and that certain conditions will have to be satisfied for employees to obtain federal premium subsidies to purchase exchange-provided coverage. Employers can provide a link in the notice to a Department of Health and Human Services website, www.healthcare.gov, for information on specific state exchanges.
Employers who offer health plans
Employers who do not offer health plans